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When doing a soft credit check you are only pulling your credit score to view how you are performing, not because you are applying for a loan or other type of credit that you are hoping to get approved for.

More importantly, it also matters that type of inquiries that occurred.

However, as you begin to diligently pay off your bills, the additional on-time payments, the higher number of total accounts and your now-growing age of credit history will likely outweigh the initial downsides, and your score can benefit in the long term.

Credit is simply the ability for a consumer to be able to borrow money in order to purchase a product or service.

We’ll show you personalized, objective savings recommendations on home loans, credit cards, auto loans and more.

Credit scores can change once a week for some and not at all for months (or even longer) for others.

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