(Plus, a bonus is you’ll get a much better understanding of your money the longer you keep it up, which will help you further than most anything else you can do!) Similar to idea #1, the deal here is to consciously get you to pay attention to each and every transaction you’re making.A lot of different ideas here, but really the only ones that matter are the ones you *take action* on ;) So hopefully you do – whether it’s your own, or one or two from here. ———— PS: If you like that piece of artwork up there, you should see my business card. I’d rather just sell then all and be done with it though :) I’ve always liked the penny/change jar. No spend challenge sounds the best though, you can’t argue that won’t save you a boat load of cash! Reply We are doing the 52 week challenge right now, putting in double the weekly amounts.Reply I lasted only like a week when I first gave it a shot, but now I’m pretty good at looking around the house and asking myself what I can get rid of/sell/donate. I would love to enter that giveaway at Jeff’s site but I don’t want another savings account floating out there.Reply I actually do not like suggestion #4 simply because having to exchange coins into money can be a hassle.Coin Star machines have a hefty fee unless you exchange for a gift card and my credit union does not accept rolled coins.Step #1 is to create a new savings account at any bank of your choice – preferably one outside of your current bank so there’s less temptation to pull from it (in fact, don’t even set up online access OR get a debit card – nix all temptation whatsoever! Step #2 is to set up an automatic transfer it once a month. Whatever you can comfortably squirrel away without worrying about anything.And it can be easily done by logging into your current bank account to set up the transfer, or by contacting your human resources at work and asking them to divert it through your.
The blogger behind this one (Colleen) started an entire site around it with the goal of getting rid of unutilised items in her house to de-clutter every wardrobe, bench, shelf, under bed, pantry and garage space by giving away, throwing away or selling GOOD LUCK!! But then if you count DVDs and books maybe I could do it. My Mrs doesn’t mind fortunately but maybe it’s because we live in a relatively small place so there is junk everywhere, despite a decluttering attempt last October time, so less clutter makes things easier to tidy (not that I don’t help out with that of course! Another round of selling/donating is coming up very soon methinks!
[Editor’s note: This is the one that changed my financial life.
I first tried it back in early 2008, and have literally saved 0 a month since!
I think it drives my wife crazy (she doesn’t get it), but it keep me entertained :) Eventually I’ll only be left with HER stuff! We have a nice glass jar where we drop in the cash and cross off the chart. Reply I’m with you on that one – ever since we’ve merged allllll accounts under one roof (except for mortgage) it’s been amazing.
Just one main place to log in and see everything you need :) I love USAA so much. I think we’ve done all or most of them in the past.